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CA-Life-Accident-and-Health Latest Test Report | CA-Life-Accident-and-Health Real Questions
The CA-Life-Accident-and-Health certificate is one of the popular California Department of Insurance certificates. Success in the California Department of Insurance CA-Life-Accident-and-Health credential examination enables you to advance your career at a rapid pace. You become eligible for many high-paying jobs with the Network Security Specialist CA-Life-Accident-and-Health certification. To pass the California Department of Insurance CA-Life-Accident-and-Health test on your first sitting, you must choose reliable Network Security Specialist CA-Life-Accident-and-Health exam study material. Don't worry about CA-Life-Accident-and-Health test preparation, because Itcerttest is offering CA-Life-Accident-and-Health actual exam questions at an affordable price.
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California Department of Insurance CA Life, Accident and Health or Sickness Examination Sample Questions (Q89-Q94):
NEW QUESTION # 89
Under the hospice care of a long-term care policy, all of the following benefits are available EXCEPT
- A. rehabilitation therapy.
- B. pain relief.
- C. family counseling.
- D. symptom control.
Answer: A
Explanation:
Hospice care under long-term care policies focuses on providing comfort and support to terminally ill patients.
This includes pain relief, symptom control, and family counseling to support both the patient and their loved ones during the end-of-life process. Rehabilitation therapy, which is aimed at recovery and improving function, is not typically included in hospice care benefits since the focus is on palliative rather than curative treatment.Reference
NEW QUESTION # 90
California long-term care policies may be identified as any of the following EXCEPT
- A. Comprehensive Long-Term Care.
- B. Nursing Facility and Residential Care Facility only.
- C. Home Care only.
- D. Acute Hospital Care only.
Answer: D
Explanation:
Long-Term Care Policies:California long-term care policies can include Home Care only (A), Comprehensive Long-Term Care (C), and Nursing Facility and Residential Care Facility only (D).
Exclusion:Acute Hospital Care only (B) is not typically considered a long-term care policy, as it pertains to short-term, acute medical care rather than extended long-term care services.
Reference:This information is supported by the California Department of Insurance guidelines on long-term care insurance.
NEW QUESTION # 91
Every individual annuity policy that is sold to a senior in the State of California MUST include which of the following free look information?
- A. The insured forfeits any premiums paid if cancelled.
- B. The policy has a 30-day return for cancellation feature.
- C. The insurer has the right to cancel if less than 30 days.
- D. The premiums will not be invested during the return period.
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Answer: B
Explanation:
Every individual annuity policy sold to a senior in the State of California must include a 30-day free look period. This allows the policyholder to review the annuity contract and cancel it within 30 days for a full refund of premiums paid. This regulation ensures consumer protection by providing seniors with the opportunity to fully understand their purchase and reconsider if necessary, as mandated by California insurance laws.
NEW QUESTION # 92
Characteristics of Preferred Provider Organizations (PPOs) include all of the following EXCEPT
- A. primary physicians serve as gatekeepers.
- B. there are incentives to use network providers.
- C. benefits are paid for care received by non-network physicians.
- D. employees can see specialists without referrals.
Answer: A
Explanation:
Preferred Provider Organizations (PPOs) offer flexible and broad access to healthcare providers.
Characteristics of PPOs include incentives for using network providers (B), the ability for employees to see specialists without referrals (C), and coverage for care received from non-network physicians, although at a higher cost (D). Unlike Health Maintenance Organizations (HMOs), PPOs do not require primary care physicians to serve as gatekeepers, making option A incorrect.
NEW QUESTION # 93
Under the Family and Medical Leave Act (FMLA), how many weeks of unpaid leave is allowed per year for the birth of a child?
- A. 0
- B. 1
- C. 2
- D. 3
Answer: C
Explanation:
Under the Family and Medical Leave Act (FMLA), eligible employees are entitled to up to 12 weeks of unpaid leave per year for certain family and medical reasons, including the birth of a child. This federal law ensures that employees can take time off for significant family and health-related events without fear of losing their jobs.References: U.S. Department of Labor, Family and Medical Leave Act guidelines.
NEW QUESTION # 94
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